SAFE DEPOSITS: NCC bank has introduced the "Bal Suraksha Khata" scheme to secure today's children's futures. The initial deposit of Rs 2,500 has a one percent higher interest rate than usual, and is operated by the child's guardians. On reaching maturity, the account is converted into an ordinary savings account. Another NCC innovation is the "NCC Savings Plus" scheme, providing interest on the basis of daily deposits with no specific required deposit amounts. Both schemes are accompanies by free medical coverage and accident coverage.

NEW CONDITIONS: With the arrival of summer comes the National Panasonic Air Conditioner. Famous for durability and low power consumption, the offer includes spare parts and after-sales services with any of the four attractive models.

PACKAGE-LIFT: 200gm of Upahar Tea is now available in an attractive new pack, designed to give consumers a "new, stimulating and refreshing feeling". Also included is an attractive gift coupon, and of course the same old flavour and strength of good tea.

IFB INVASION: A tide of new products accompanies IFB's entry into the Nepali market. Included are IFB Washing Machines, which are fully automatic and basically amount to having a full-scale laundry at home. The range also includes the IFB Dishwasher, which boasts a capacity of upto 95 utensils, a hygienic hot wash and goes easy on the water. Their 100% Cloth Dryer is sure to make those monsoon months much easier, but by far the most stylish offerings are from the "looks hot, cooks hot" range of IFB microwaves. These come in a variety of different sizes, with all the usual cooking options, but also include the latest lightwave technology and even built in FM radios.